Finance Application – Solar Homes

Personal details

Title

First name

Last name

Phone number

Email address

ID number

Gender

Male Female

Graduate

Yes No

Property details

Street address

Suburb

City

Postal code

Period residing on property

Employment details

Employer name

Employer phone number

Employer email address

Employee number

Period at employer

Occupation

Type of industry

Property details

Do you own the property?

Yes No

Bond free

Yes No

In your name

Yes No

In your spouse's name

Yes No

In both names

Yes No

Building type

Free standing house Town house Apartment

Bank account details

Account type

Cheque Savings Transmission

Bank name

Account holder name

Branch name

Account number

Income details

Gross monthly income

Net monthly income

Source of income

Disposable income

Total monthly expenses

Are you currently liable as

Surety Guarantor Co-debtor None

Specify details

Expense details

Bond Payment/Repayment

Policy/Insurance Repayments

Rates, Water, Electricity

Personal Loan Repayments

Credit Card Repayments

Furniture Accounts

Clothing Accounts

Vehicle Instalments

Medical Aid

Overdraft Repayments

Pension

Contract Tel, Cell & Internet

Prepaid Tel, Cell & Internet

Investments

Food & Entertainment

Educational Costs

Maintenance

Transport Costs

Household Expenses

Other

Assets

Motor Vehicles

Fixed Property

Furniture

Electronic Equipment

Jewellery and Valuables

Cash and Other Deposits

Other Assets

Total Assets

Liabilities

Motor Vehicle liabilities

Fixed Property liabilities

Electronic Equipment liabilities

Furniture liabilities

Cash and Other Deposits liabilities

Jewellery and Valuables liabilities

Other liabilities

Total liabilites

Pre-screening questions

I confirm that

I am not a minor. I have never been declared mentally unfit by a court. I am not subject to an administration order. I do not have any current application pending for debt restructuring or alleviation. I do not have any current debt re-arrangement in existence. I have not previously applied for a debt-re-arrangement. I am not under sequestration. I do not have applications pending for credit, nor open quotations as envisaged in section 92 of the National Credit Act.

Uploads

6 months’ bank statements

6 months’ pay slips

Copy of your ID

Proof of address

Agreement

I understand that I will be liable for a monthly service fee. I consent to this Credit Provider reporting the conclusion of any credit agreement with me to the National Loans Register in compliance with this Credit Provider’s obligation under the National Credit Act. I hereby declare that the information provided by me is true and correct. I consent to the bank making enquiries about my credit record with credit reference agencies and credit bureau for the purposes of assessing the credit application or updating my information in future. I also consent to the bank sharing information with such agencies about how I manage this loan agreement, who may in turn share this information with other credit providers. I consent to identity and fraud prevention checks and sharing information relating to this application through the South African Fraud Prevention Service.

Yes I consent

I consent to Solar Homes processing the required personal information, as provided above and acknowledged that I understand the purposes of which it is required and for which it will be used. I, the undersigned, hereby declare that the information provided herein is both true and correct, in every aspect and represents a true reflection of my personal financial position.

CONSENT TO PROCESS PERSONAL INFORMATION IN TERMS OF THE PROTECTION OF PERSONAL INFORMATION ACT NO. 4 OF 2013 (POPI) In terms of POPI, Solar Homes is required to process your Personal Information in a lawful and reasonable manner.

PURPOSE OF COLLECTION MANDATORY Processing of finance applications (internally and externally); drafting and finalising rental/instalment sale/transaction/facility agreements; to evaluate risk assessments in accordance with relevant and applicable legislation and regulations; comply with all tax and financial obligations; processing for invoice purposes; perform necessary background verification; communication; formalise client contractual arrangements which include uploading, storage and maintaining information on our database.

INFORMATION TO INDEPENDENT FINANCE AGENT Solar Homes will subject all Credit Applications received, for verification by an independent third party, which include all approved finance houses for Solar Homes and/or internal verification methods, of which the costs will be for Solar Homes and/or the approved finance houses. The appointed third party will adhere to all necessary requirements in respect of POPI.

Yes I consent